What is Simple Earn?

HashWhale Simple Earn is a financial service that allows users to earn stable returns by depositing crypto assets.

Users can choose between Flexible Earn or Fixed Earn products based on their individual needs, enabling them to generate yield while continuing to hold their digital assets.

With HashWhale Simple Earn, there is no need for complex trading strategies or frequent operations. Simply deposit your assets into the selected product and start earning rewards automatically, improving the overall efficiency of your crypto holdings.

What is Flexible Earn?

Flexible Earn focuses on liquidity and flexibility.

You can deposit or redeem your assets at any time. Rewards are typically calculated and distributed on a daily basis, allowing you to earn yield while maintaining full access to your funds to respond to market changes.

Flexible Earn is suitable for users who:

• Want to keep their assets highly liquid

• Are beginners who wish to earn stable returns while holding crypto

• Do not want to lock their funds and need flexible capital allocation

What is Fixed Earn?

HashWhale Fixed Earn offers a relatively stable yield through fixed-term products. It is designed for users with a clear investment horizon who seek predictable returns.

When you subscribe to a Fixed Earn product, your assets will be locked for a specified period, and rewards will be calculated according to predefined rules during the lock-up period. Due to the fixed utilization cycle, Fixed Earn products typically offer higher returns than Flexible Earn.

Product Features

• Principal Protection
  The deposited token amount is protected and will be returned upon maturity.

• Stable Returns
  Clear and transparent yield calculation rules, suitable for users seeking steady income.

• Lock-up Mechanism
  Assets are locked during the fixed term and cannot be redeemed early.

Product Rules

Products with a term of 30 days or less

• Principal + total rewards will be distributed in full at maturity

Products with a term of more than 30 days

• Rewards are distributed every 30 days

• Upon maturity, users receive principal + final reward distribution