How to Repay Using Pledged Assets

How to Repay

HashWhale supports two repayment methods. You can choose the one that best fits your asset situation.

1. Go to the Repayment Page

1. Go to the [Lending] page

2. Click [Manage Borrowed Assets] → [View Borrowing Details]

3. Check your current borrowing records

4. Click [Repay] on the corresponding order

2. Choose a Repayment Method

1️⃣ Repay with the Borrowed Asset

• Use the same asset as the borrowed currency to repay

• No asset conversion is involved; simple and direct

• Suitable for users who already hold the borrowed currency

2️⃣ Repay with Pledged Assets

• Use other pledged assets to repay

• The system will automatically convert pledged assets into the borrowed currency to complete repayment

• No need to prepare the same borrowed currency, offering more flexibility

Note:

• The system will use assets in the chosen order to complete repayment

• Only the portion needed for repayment will be deducted; remaining assets stay in your account

3. Enter Repayment Amount and Confirm

1. Enter the repayment amount (≤ current outstanding borrowed amount)

2. Review repayment details

3. Confirm and submit

After repayment, your borrowed balance will update immediately.

Example (Repaying with Pledged Assets)

Suppose you borrowed 1,000 SOL and plan to repay 500 SOL, choosing:

• ETH (≈ 400 SOL)

• BTC (≈ 300 SOL)

The system will first use ETH to repay approximately 400 SOL. The remaining 100 SOL will be repaid using BTC. Any unused BTC will remain in your account.

Notes

• Pledged assets below the minimum tradeable amount cannot be used for repayment

• Pay attention to the loan-to-value (LTV) after repayment to ensure it stays within a safe range

• Some pledged assets may not support repayment; follow the on-page display